File Size: 969 KB
Print Length: 39 pages
Simultaneous Device Usage: Unlimited
Publication Date: October 28, 2014
Sold by: Digital Services LLC
Language: English
ASIN: B00P02EVO4
Text-to-Speech: Enabled
X-Ray: Not Enabled
Word Wise: Enabled
Lending: Not Enabled
Enhanced Typesetting: Enabled
Best Sellers Rank: #105,687 Paid in Kindle Store (See Top 100 Paid in Kindle Store) #2 in Kindle Store > Kindle eBooks > Law > Business > Consumer Law #3 in Books > Law > Business > Consumer Law #4 in Kindle Store > Kindle eBooks > Business & Money > Accounting > Governmental
A wise man once told me "wise people earn interest, foolish people pay interest". I confess that I have lived most of my 80 years on the foolish side of this equation. How I wish two things: that I had known this sooner, and that I would have had the strength of purpose to carry it through. Now, because of a couple of fortunate circumstances, I am debt free. I have department store and gasoline company credit cards, all of which are paid off in full prior to the due date. I pay no interest and no late fees on them, ever. In addition, my wife and I annualized all our bills that might be normally paid monthly, like utilities, insurance, and so forth. Each month we pay into our savings account the amount we would have paid for all these accounts so that the next January we can do it all again. Living debt free is absolutely wonderful, and the pathway to that status is laid out clearly and simply in this book. Indebtedness can be like alcohol to an alcoholic, but just as the slavery of alcoholism CAN be overcome, the same is true, and just as a recovered alcoholic speaks of how wonderful being free feels, the debt free person has that same glow. If you have ANY debt right now, start the ideas in this book TODAY, it will change your life.
I like the fact that this author spoke from experience, rather than from others experiences. She was actually very heavily in debt and got it figured out how to get out and remain out of debt and compiled a lot of good information. She identified the many bad spending habits that gets people into debt. Evaluate how you spend all of your money and where you can cut back. She points out the many area's that we all waste money. She encourages spending disciplines so one knows what they need (not want) and how to budget for it. A lot budgeting idea's were given. Strategies for paying down debts was discussed. Determine a schedule to follow for paying off debt. Find a way to budget in saving for your future. And AFTER your debt is manageable, then you can stay on the right path to being debt free and she shows you how.
This book is great. It gives you common-sense steps to go forward with getting yourself out of debt. This is good for anyone who's struggling to be honest with themselves about the amount of debt they've gotten themselves into.
Great book! If you are looking for ways to get out of debt ,then this book is a good one to start. It is easy to understand and well written. I am happy with this purchased. Highly recommended!
This book is a great reference for anyone struggling with debt, just about everyone I know. I love the textbook format, which is easy to read with clearly highlighted sections in each chapter, also nicely outlined in the contents. I've been in debt for longer than I care to admit, and my way of dealing with it was avoidance. If you can't see it, it's not there, right? When it comes to creating a budget I'm the world's biggest procrastinator. I'd rather have a root canal than sit down and prepare my budget, and consolidate, much less face, all of my outstanding payments, which are mostly for medical expenses, although I went through credit cards like toilet paper about 20 years ago. I finally bit the bullet and checked my credit score. Bout what I expected, but was NOT ready to face the reasons my score is that number. This book has some great free links for budget spreadsheets and other references to help your financial situation. It even has a free You Tube video of a financial expert (don't wanna ruin it for anyone) packed full of more education and advice. One thing the author of this work said really resonated with me: as far as big purchases, put it off for a month, and if you've forgotten about it, you don't need it. If I had done that when I was younger, I would be in a much more stable financial situation. I highly recommend this book for anyone who's trying to get out of debt, as well as anyone who is currently secure but wants to avoid debt. Great help, easy to follow, and lots of places to bookmark, as well as links to download helpful files. Get it!!I received this product at a discounted rate for my honest review. If this helped anyone out there please check yes. Thanks.
This is a short, but right to the point guide for those who need to to get control of their finances.The tips in this book are are very practical, so if you follow them systematically it will really help with debt situation.Being in debt makes people feel helpless, but It's not so terrible situation when you have a plan and take action one step at a time.I think that anybody in a debt situation can benefit from this book.
What I love about this book is it’s effective simplicity; being able to help me appreciate sound financial concepts that I have been countering for years but was just brushing off my shoulder. Those years of not wanting to face the financial crisis my family was heading to, has led me almost to the brink of bankruptcy!This book, while is not a magic pill that promises to solve all your debt problems, will enlightened you about key concepts that perhaps you were not even aware of before. It is straight to the point and easy to understand; and most importantly, has highly applicable strategies with attainable results about saving money, growing your equity, and creating wealth that will ultimately help you become debt free.I highly recommend you check out this book like I did, especially if you feel your boat is sinking; do yourself a favor, act now and fix it! Add this book to your repertoire of financial knowledge and take control of your life.
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