Free Kindle The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, And Save Thousands A Year ebooks Download
From one of Nielsen’s top 50 power moms comes advice you can take to the bank—literally!Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels. With hundreds of inspiring “why didn’t I think of that?” tips, plus worksheets, Paine breaks down your goals into easy, manageable steps so you can: • Achieve a complete financial makeover • Set up a realistic budget • Never pay retail • Slash your grocery bill • Organize your time and your home • Use coupons wisely • Pay with cash only • Live simply • Become debt free • Choose contentment • Make every dollar count
Paperback: 224 pages
Publisher: Gallery Books; Original edition (January 10, 2012)
Language: English
ISBN-10: 1451646208
ISBN-13: 978-1451646207
Product Dimensions: 5.3 x 0.5 x 8.2 inches
Shipping Weight: 4.8 ounces (View shipping rates and policies)
Average Customer Review: 4.3 out of 5 stars See all reviews (109 customer reviews)
Best Sellers Rank: #412,412 in Books (See Top 100 in Books) #137 in Books > Business & Money > Accounting > Bookkeeping #553 in Books > Crafts, Hobbies & Home > Home Improvement & Design > How-to & Home Improvements > Cleaning, Caretaking & Relocating #871 in Books > Business & Money > Personal Finance > Budgeting & Money Management
As soon as I finished MoneySavingMom's book I knew I'd want to write a review, even though I'm quite nervous about it. Before I start, let me say, I do recommend this book for some, but you'll want to read all of this review to know why and who for.First let me say I love, love, love all that Crystal Paine puts out in this book. However I was a little disappointed. There is a ton of great information in this book, but it wasn't anything new. It might be to someone who is new to saving money, but it wasn't to me and I don't think it will be to anyone who's been reading money saving blogs for even a year. And if it isn't new information, then what is the point? Is it to put it all in one place? If so we needed a bigger book. Hence my next point.One thing I love about Crystal is that she writes like a conversationalist, however there was so much jammed in this book that it didn't flow well. I felt the chapters come to an abrupt end and then the next one pops out of nowhere. I find the same thing happens to me when I have a lot to say in a little space. I can't blame Crystal, I'm sure it was a restriction by the publisher, however the book bears her name. Some segways would have been nice.Lastly, I wasn't motivated. I just read a book called "Eat That Frog" (recommended by Crystal). Most of the stuff in this book was what I already know, but it motivated me. I was hoping for that from MSM's book. It is actually what I expected. I figured I would already know most of the tips and tricks, but come away feeling renewed, but for some reason it didn't happen. Not even the last chapter on contentment, which I was most excited about. I looked back to see how much highlighting I did (yes in my Kindle) and only 3-4 times (I'm a big highlighter, so this is really low).
I was excited to read this book because I read Ms. Paine's blog. I was very happy to be able to check it out of the library, too! However, I was disappointed in the lack of substance to the book and felt it was just mediocre overall. Here's why:Chapter 1: This was a chapter on goal setting, which I agree with the author is very important when planning one's finances. However, I don't think the approach she gave of coming up with your three most important goals - one short term, one reasonable medium term, and one audacious goal is the best way about going out financial planning. One's financial goals should revolve around the big financial picture. What if someone's short-term goal is to buy a brand new KitchenAid mixer? And one's medium term goal is to buy a car? And one's audacious goal is to go on a trip around the world, paying cash? Are those really good goals to get someone financially stable? No, they might be good goals to reach in the context of one's whole financial plan, but taken by themselves, they don't contribute to one's financial stability. When approaching financial goal setting, one should figure out where they are now financially and where they need/want to be at different stages of their lives. A 25-year old woman may have the above example for her goals, but shouldn't her goals include how she is going to pay for her housing, how she is going to afford healthcare, how long she wants to be working, how much income she wants to earn at different stages of her life, and how much she is going to save for retirement? The goal setting the author describes seemed random.Chapter 2: This chapter dealt with cleaning out clutter and chaos to improve one's financial picture.
The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year Debt Free for Life: The Ultimate Guide to Get Out of Debt (FREE Bonuses Included) (Debt, Debt Free, Debt Free Forever, Debt Free for Life, Debt Free for Good, Debt Management, Get Out of Debt) Money: Saving Money: The Top 100 Best Ways To Make Money & Save Money: 2 books in 1: Making Money & Saving Money (Personal Finance, Making Money, Save Money, Wealth Building, Money) Personal Finance: Budgeting and Saving Money (FREE Bonuses Included) (Finance, Personal Finance, Budget, Budgeting, Budgeting Money, Save Money, Saving Money, Money) Money Management Tips: Control Money Don't Let It Control You (Budgeting your money, How to save money tips, Get out of debt fast, Live cheap, Debt free, Spend less) Money: Saving Money: Success: Get More Money & Success In Your Life Now!: 3 in 1 Box Set: Money Making Strategies, Saving Money Strategies & World's Best ... Tips for Personal Finance & Life Success) Budgeting: Easy, Step-By-Step Budgeting Program, Tips to Set Up an Easy Budget and Start Saving Your Money Now! Get Debt Free for Good! (finance, budgeting, personal finance, budget) Master Your Debt: Slash Your Monthly Payments and Become Debt Free Mom Coloring Book: I Love You Mom: Beautiful and Relaxing Coloring Book Gift for Mom, Grandma, and other Mothers - Perfect Mom Gift for Birthday, Mother's Day and Other Special Occasions The Death of Money: Best Tips How to Survive in Economic Collapse and Get out of Debt (dollar collapse, prepper supplies, prepping, debt free, free money) ... self help, budgeting, money free Book 3) Frugal Living: 55 Tips to Save Money! Enjoy Living on a Budget, Become Debt Free, and Have Complete Financial Independence (Frugal Living Books, frugal living for dummies, frugal living made simple) 31 Days of Living Well and Spending Zero: Freeze Your Spending. Change Your Life. The Death of Money: How to Survive in Economic Collapse and to Start a New Debt Free Life (dollar collapse, prepping, death of dollar, debt free, how to ... how to make money online, shtf Book 1) Budget Bytes: Over 100 Easy, Delicious Recipes to Slash Your Grocery Bill in Half The Kids' Money Book: Earning, Saving, Spending, Investing, Donating Mortgage Ripoffs and Money Savers: An Industry Insider Explains How to Save Thousands on Your Mortgage or Re-Finance The Death of Money: The Prepper's Guide to Survive in Economic Collapse and How to Start a Debt Free Life Forver (dollar collapse, how to get out of debt) (Preppers, self help, budgeting Book 1) Small Time Operator: How to Start Your Own Business, Keep Your Books, Pay Your Taxes, and Stay Out of Trouble (Small Time Operator: How to Start Your ... Keep Yourbooks, Pay Your Taxes, & Stay Ou) Monthly Budget Planner: Money Management for Personal Budget Hustle Away Debt: Eliminate Your Debt by Making More Money
